Modern personal finance, without the clutter

PennyPilot

Your personal finance cockpit.

Track your money, manage accounts, follow savings goals, monitor wallets, and understand your financial future from one clean dashboard.

Free to use No forced subscription Independent project
PennyPilot dashboard showing financial health totals, net worth, checking, savings, assets, income, expenses, and savings rate.
Smart cash flow
Goals on track

What is PennyPilot?

A focused money dashboard for everyday decisions.

PennyPilot helps users understand where money comes from, where it goes, and how today's choices affect future plans.

01

Track money clearly

Record income, expenses, transactions, accounts, wallets, and monthly cash flow in one place.

02

Plan with context

Follow savings goals, future spending, net worth, and budgets without digging through spreadsheets.

03

See the whole picture

Monitor assets, investments, wallets, and balances while keeping each currency intact.

Key features

Everything important, arranged with restraint.

PennyPilot uses four clean account groups: Main Account, Savings, Wallet, and Assets. Currencies stay independent from account type.

M

Main Account Tracking

Keep your primary money flow visible with balances, transactions, and monthly movement.

W

Wallet Management

Track KPay, Wave, PayPal, Revolut, Wise, Cash Wallet, and other wallets cleanly.

G

Savings Goals

Create goals, follow progress, and keep long-term targets connected to daily choices.

A

Asset & Investment Tracking

Track stocks, ETFs, crypto, gold, real estate, and custom assets in one portfolio view.

FX

Multi-Currency Support

Give each account or wallet its own currency while converting dashboard totals when needed.

D

Smart Dashboard

Surface the numbers that matter most: net worth, income, expenses, savings, wallets, and assets.

T

Transaction Management

Review spending, categorize activity, and understand recurring patterns over time.

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Financial Analytics

Turn everyday entries into trends, summaries, rates, and useful spending insight.

Product screenshots

Real PennyPilot screens, from setup to support.

These previews show the app itself: the command dashboard, transaction table, account views, assets, goals, help, settings, and voluntary support flow.

PennyPilot dashboard overview screen.

Dashboard

Core money totals grouped for quick scanning.

PennyPilot transactions screen with filters and transaction rows.

Transactions

Income, expenses, wallets, transfers, filters, and CSV tools.

PennyPilot accounts screen with main account and savings cards.

Accounts

Main accounts, savings, wallets, and balances in one place.

PennyPilot assets screen with portfolio totals and asset cards.

Assets

Portfolio value, allocation, concentration, and holdings.

PennyPilot goals screen with travel reserve and emergency fund progress.

Goals

Targets stay visible with progress and due dates.

PennyPilot help center screen with guide cards and search.

Help Center

Guides are built into the app for first-time users.

PennyPilot settings screen with preferences and dashboard display controls.

Settings

Currency, profile, categories, privacy, and exports.

PennyPilot support screen explaining voluntary donations and reference submission.

Support

Voluntary donations with manual reference review.

Dashboard preview

A clean cockpit, not a wall of numbers.

The dashboard keeps core totals easy to scan while deeper views stay one tab away.

Full PennyPilot dashboard screen with a financial command center and financial health cards.

Assets & investments

Track your portfolio beside daily finances.

PennyPilot can track stocks, ETFs, crypto, gold, real estate, and custom assets. Prices can be managed manually now, with the structure ready for future automatic price integration.

PennyPilot assets page showing total value, invested amount, profit and loss, portfolio intelligence, and asset cards.
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Portfolio intelligence without leaving your finance dashboard.

The assets view keeps total value, invested amount, P&L, concentration, and allocation visible beside the holdings list.

Multi-currency system

Currencies belong to accounts, not countries.

Each account and wallet has its own currency. Balances are preserved in the original currency, while dashboard totals can show converted values.

  • Currency is selected when creating an account.
  • Currency can be edited later.
  • Wallets and accounts keep their original balances.
  • The dashboard can convert values into a base currency.
Main CheckingEUR
KPay WalletMMK
PayPal WalletUSD
Wise WalletEUR

First-time user help

Guided setup for users who just want the app to make sense.

PennyPilot helps new users get started with in-app guidance, clear defaults, and enough context to understand the dashboard without external documentation.

PennyPilot help center screen with searchable guide cards for accounts, budgets, goals, multi-currency, and smart alerts.
01

Welcome wizard

Start with a simple setup flow.

02

Base currency setup

Choose the currency used for converted totals.

03

First account creation

Add a Main Account, Savings, Wallet, or Asset account.

04

First transaction

Record income or expenses with clear categories.

05

First budget

Create a spending limit that stays visible.

06

First savings goal

Set a target and follow progress.

07

Dashboard tour

Learn where the important numbers live.

08

Help center

Find answers, tooltips, and optional demo data.

Roadmap

What comes next.

Automatic stock and ETF prices
Portfolio analytics
Advanced budgeting
Better multi-currency tools
Mobile application
AI-powered financial insights
Smarter transaction detection

Ready when you are

Take control of your money with PennyPilot.

A clean personal finance dashboard for accounts, wallets, savings, assets, and everyday spending.

Start Using PennyPilot